Cost of Living Comparison Between Bermuda and Cayman Islands 
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| Indices Difference |  |
|---|---|
| Cost of Living in Cayman Islands is 12.8% lower than in Bermuda (excluding rent) | |
| Cost of Living Including Rent in Cayman Islands is 19.5% lower than in Bermuda | |
| Rent Prices in Cayman Islands are 29.6% lower than in Bermuda | |
| Restaurant Prices in Cayman Islands are 22.8% lower than in Bermuda | |
| Groceries Prices in Cayman Islands are 17.7% lower than in Bermuda | |
| Local Purchasing Power in Cayman Islands is 30.8% higher than in Bermuda | |
Restaurants | Bermuda Edit |
Cayman Islands Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
50.00 $ (41.65 KY$) |
27.01 $ (22.50 KY$) |
-46.0 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
165.00 $ (137.46 KY$) |
144.04 $ (120.00 KY$) |
-12.7 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
15.00 $ (12.50 KY$) |
14.40 $ (12.00 KY$) |
-4.0 % |
| Domestic Beer (1 pint draught) |
10.00 $ (8.33 KY$) |
7.80 $ (6.50 KY$) |
-22.0 % |
| Imported Beer (12 oz small bottle) |
8.50 $ (7.08 KY$) |
7.20 $ (6.00 KY$) |
-15.3 % |
| Cappuccino (regular) |
5.94 $ (4.95 KY$) |
6.75 $ (5.62 KY$) |
+13.7 % |
| Coke/Pepsi (12 oz small bottle) |
3.50 $ (2.92 KY$) |
3.72 $ (3.10 KY$) |
+6.2 % |
| Water (12 oz small bottle) |
3.25 $ (2.71 KY$) |
3.14 $ (2.61 KY$) |
-3.5 % |
Markets | Bermuda Edit |
Cayman Islands Edit | |
| Milk (regular), (1 gallon) |
19.31 $ (16.08 KY$) |
10.40 $ (8.66 KY$) |
-46.1 % |
| Loaf of Fresh White Bread (1 lb) |
7.81 $ (6.51 KY$) |
4.86 $ (4.05 KY$) |
-37.8 % |
| Rice (white), (1 lb) |
2.37 $ (1.97 KY$) |
2.78 $ (2.31 KY$) |
+17.4 % |
| Eggs (regular) (12) |
8.18 $ (6.81 KY$) |
8.79 $ (7.33 KY$) |
+7.5 % |
| Local Cheese (1 lb) |
4.90 $ (4.08 KY$) |
5.72 $ (4.77 KY$) |
+16.7 % |
| Chicken Fillets (1 lb) |
13.75 $ (11.45 KY$) |
8.00 $ (6.67 KY$) |
-41.8 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
9.51 $ (7.93 KY$) |
7.63 $ (6.36 KY$) |
-19.8 % |
| Apples (1 lb) |
4.86 $ (4.05 KY$) |
5.16 $ (4.30 KY$) |
+6.2 % |
| Banana (1 lb) |
3.12 $ (2.60 KY$) |
2.24 $ (1.87 KY$) |
-28.3 % |
| Oranges (1 lb) |
4.63 $ (3.86 KY$) |
3.74 $ (3.12 KY$) |
-19.2 % |
| Tomato (1 lb) |
3.95 $ (3.29 KY$) |
3.68 $ (3.06 KY$) |
-6.9 % |
| Potato (1 lb) |
3.63 $ (3.02 KY$) |
2.60 $ (2.17 KY$) |
-28.2 % |
| Onion (1 lb) |
2.82 $ (2.35 KY$) |
2.51 $ (2.09 KY$) |
-10.9 % |
| Lettuce (1 head) |
5.80 $ (4.83 KY$) |
5.90 $ (4.92 KY$) |
+1.8 % |
| Water (1.5 liter bottle) |
4.20 $ (3.50 KY$) |
3.06 $ (2.55 KY$) |
-27.1 % |
| Bottle of Wine (Mid-Range) |
25.00 $ (20.83 KY$) |
24.01 $ (20.00 KY$) |
-4.0 % |
| Domestic Beer (0.5 liter bottle) |
5.35 $ (4.46 KY$) |
4.19 $ (3.49 KY$) |
-21.8 % |
| Imported Beer (12 oz small bottle) |
4.50 $ (3.75 KY$) |
5.50 $ (4.58 KY$) |
+22.3 % |
| Cigarettes 20 Pack (Marlboro) |
18.00 $ (15.00 KY$) |
15.00 $ (12.50 KY$) |
-16.6 % |
Transportation | Bermuda Edit |
Cayman Islands Edit | |
| One-way Ticket (Local Transport) |
4.50 $ (3.75 KY$) |
3.00 $ (2.50 KY$) |
-33.3 % |
| Monthly Pass (Regular Price) |
69.00 $ (57.48 KY$) |
30.01 $ (25.00 KY$) |
-56.5 % |
| Taxi Start (Normal Tariff) |
6.22 $ (5.19 KY$) |
18.01 $ (15.00 KY$) |
+189.2 % |
| Taxi 1 mile (Normal Tariff) |
5.47 $ (4.56 KY$) |
7.92 $ (6.60 KY$) |
+44.8 % |
| Taxi 1hour Waiting (Normal Tariff) |
53.90 $ (44.90 KY$) |
30.01 $ (25.00 KY$) |
-44.3 % |
| Gasoline (1 gallon) |
8.55 $ (7.12 KY$) |
6.63 $ (5.52 KY$) |
-22.5 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
38,000.00 $ (31,657.72 KY$) |
36,010.17 $ (30,000.00 KY$) |
-5.2 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
39,750.00 $ (33,115.65 KY$) |
35,025.89 $ (29,180.00 KY$) |
-11.9 % |
Utilities (Monthly) | Bermuda Edit |
Cayman Islands Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
234.25 $ (195.15 KY$) |
413.32 $ (344.33 KY$) |
+76.4 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
118.10 $ (98.39 KY$) |
97.41 $ (81.15 KY$) |
-17.5 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
153.12 $ (127.57 KY$) |
114.45 $ (95.35 KY$) |
-25.3 % |
Sports And Leisure | Bermuda Edit |
Cayman Islands Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
180.71 $ (150.55 KY$) |
152.29 $ (126.87 KY$) |
-15.7 % |
| Tennis Court Rent (1 Hour on Weekend) |
46.67 $ (38.88 KY$) |
53.62 $ (44.67 KY$) |
+14.9 % |
| Cinema, International Release, 1 Seat |
13.50 $ (11.25 KY$) |
18.01 $ (15.00 KY$) |
+33.4 % |
Childcare | Bermuda Edit |
Cayman Islands Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,320.00 $ (1,099.69 KY$) |
1,663.33 $ (1,385.71 KY$) |
+26.0 % |
| International Primary School, Yearly for 1 Child |
24,500.00 $ (20,410.90 KY$) |
26,096.87 $ (21,741.25 KY$) |
+6.5 % |
Clothing And Shoes | Bermuda Edit |
Cayman Islands Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
73.33 $ (61.09 KY$) |
90.03 $ (75.00 KY$) |
+22.8 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
60.00 $ (49.99 KY$) |
70.52 $ (58.75 KY$) |
+17.5 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
136.67 $ (113.86 KY$) |
141.04 $ (117.50 KY$) |
+3.2 % |
| 1 Pair of Men Leather Business Shoes |
127.17 $ (105.94 KY$) |
141.64 $ (118.00 KY$) |
+11.4 % |
Rent Per Month | Bermuda Edit |
Cayman Islands Edit | |
| Apartment (1 bedroom) in City Centre |
3,557.69 $ (2,963.91 KY$) |
2,843.30 $ (2,368.75 KY$) |
-20.1 % |
| Apartment (1 bedroom) Outside of Centre |
2,476.92 $ (2,063.52 KY$) |
2,303.15 $ (1,918.75 KY$) |
-7.0 % |
| Apartment (3 bedrooms) in City Centre |
8,277.78 $ (6,896.20 KY$) |
5,461.54 $ (4,550.00 KY$) |
-34.0 % |
| Apartment (3 bedrooms) Outside of Centre |
7,450.00 $ (6,206.58 KY$) |
4,715.62 $ (3,928.57 KY$) |
-36.7 % |
Buy Apartment Price | Bermuda Edit |
Cayman Islands Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
1,073.52 $ (894.35 KY$) |
1,028.91 $ (857.18 KY$) |
-4.2 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
575.70 $ (479.61 KY$) |
780.21 $ (649.99 KY$) |
+35.5 % |
Salaries And Financing | Bermuda Edit |
Cayman Islands Edit | |
| Average Monthly Net Salary (After Tax) |
6,478.93 $ (5,397.58 KY$) |
6,822.89 $ (5,684.14 KY$) |
+5.3 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 7.08 | 7.17 | +1.2 % |
| Last update: | March 2025 | March 2025 | |
| Contributors in the past 12 months: | 25 | 20 |
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