Cost of Living Comparison Between Croatia and Montenegro 
| Indices Difference |  |
|---|---|
| Cost of Living in Montenegro is 16.3% lower than in Croatia (excluding rent) | |
| Cost of Living Including Rent in Montenegro is 13.6% lower than in Croatia | |
| Rent Prices in Montenegro are 3.5% lower than in Croatia | |
| Restaurant Prices in Montenegro are 17.7% lower than in Croatia | |
| Groceries Prices in Montenegro are 15.3% lower than in Croatia | |
| Local Purchasing Power in Montenegro is 26.0% lower than in Croatia | |
Restaurants | Croatia Edit |
Montenegro Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant | 12.00 € | 10.00 € | -16.7 % |
| Meal for 2 People, Mid-range Restaurant, Three-course | 60.00 € | 45.00 € | -25.0 % |
| McMeal at McDonalds (or Equivalent Combo Meal) | 8.00 € | 8.00 € | 0.0 % |
| Domestic Beer (1 pint draught) | 3.50 € | 2.50 € | -28.6 % |
| Imported Beer (12 oz small bottle) | 4.00 € | 3.00 € | -25.0 % |
| Cappuccino (regular) | 2.15 € | 2.06 € | -3.9 % |
| Coke/Pepsi (12 oz small bottle) | 2.72 € | 1.97 € | -27.6 % |
| Water (12 oz small bottle) | 2.05 € | 1.31 € | -36.2 % |
Markets | Croatia Edit |
Montenegro Edit | |
| Milk (regular), (1 gallon) | 4.16 € | 4.46 € | +7.1 % |
| Loaf of Fresh White Bread (1 lb) | 1.27 € | 0.78 € | -38.6 % |
| Rice (white), (1 lb) | 1.21 € | 0.90 € | -25.8 % |
| Eggs (regular) (12) | 3.20 € | 2.73 € | -14.7 % |
| Local Cheese (1 lb) | 4.48 € | 3.46 € | -22.9 % |
| Chicken Fillets (1 lb) | 3.79 € | 3.07 € | -19.0 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) | 4.85 € | 4.51 € | -7.0 % |
| Apples (1 lb) | 0.68 € | 0.53 € | -21.3 % |
| Banana (1 lb) | 0.67 € | 0.72 € | +8.4 % |
| Oranges (1 lb) | 0.76 € | 0.62 € | -17.6 % |
| Tomato (1 lb) | 0.99 € | 1.04 € | +4.6 % |
| Potato (1 lb) | 0.51 € | 0.41 € | -19.4 % |
| Onion (1 lb) | 0.52 € | 0.47 € | -9.3 % |
| Lettuce (1 head) | 1.10 € | 1.41 € | +27.7 % |
| Water (1.5 liter bottle) | 1.03 € | 0.74 € | -28.6 % |
| Bottle of Wine (Mid-Range) | 6.00 € | 5.00 € | -16.7 % |
| Domestic Beer (0.5 liter bottle) | 1.41 € | 0.99 € | -30.1 % |
| Imported Beer (12 oz small bottle) | 1.90 € | 1.51 € | -20.5 % |
| Cigarettes 20 Pack (Marlboro) | 4.90 € | 3.60 € | -26.5 % |
Transportation | Croatia Edit |
Montenegro Edit | |
| One-way Ticket (Local Transport) | 1.30 € | 1.00 € | -23.1 % |
| Monthly Pass (Regular Price) | 46.50 € | 30.00 € | -35.5 % |
| Taxi Start (Normal Tariff) | 3.00 € | 1.00 € | -66.7 % |
| Taxi 1 mile (Normal Tariff) | 1.61 € | 1.61 € | 0.0 % |
| Taxi 1hour Waiting (Normal Tariff) | 8.90 € | 12.00 € | +34.8 % |
| Gasoline (1 gallon) | 5.70 € | 5.66 € | -0.5 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 32,928.57 € | 28,000.00 € | -15.0 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | 22,942.14 € | 26,054.44 € | +13.6 % |
Utilities (Monthly) | Croatia Edit |
Montenegro Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment | 165.26 € | 111.60 € | -32.5 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | 19.19 € | 15.97 € | -16.8 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | 27.65 € | 27.21 € | -1.6 % |
Sports And Leisure | Croatia Edit |
Montenegro Edit | |
| Fitness Club, Monthly Fee for 1 Adult | 42.23 € | 38.87 € | -8.0 % |
| Tennis Court Rent (1 Hour on Weekend) | 12.03 € | 11.56 € | -3.9 % |
| Cinema, International Release, 1 Seat | 7.00 € | 5.00 € | -28.6 % |
Childcare | Croatia Edit |
Montenegro Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | 253.31 € | 281.59 € | +11.2 % |
| International Primary School, Yearly for 1 Child | 9,280.35 € | 7,139.52 € | -23.1 % |
Clothing And Shoes | Croatia Edit |
Montenegro Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) | 80.14 € | 70.95 € | -11.5 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 35.23 € | 34.64 € | -1.7 % |
| 1 Pair of Nike Running Shoes (Mid-Range) | 86.56 € | 86.95 € | +0.5 % |
| 1 Pair of Men Leather Business Shoes | 93.66 € | 106.43 € | +13.6 % |
Rent Per Month | Croatia Edit |
Montenegro Edit | |
| Apartment (1 bedroom) in City Centre | 647.89 € | 600.08 € | -7.4 % |
| Apartment (1 bedroom) Outside of Centre | 495.88 € | 456.32 € | -8.0 % |
| Apartment (3 bedrooms) in City Centre | 1,083.64 € | 1,060.83 € | -2.1 % |
| Apartment (3 bedrooms) Outside of Centre | 795.79 € | 801.67 € | +0.7 % |
Buy Apartment Price | Croatia Edit |
Montenegro Edit | |
| Price per Square Feet to Buy Apartment in City Centre | 361.75 € | 224.74 € | -37.9 % |
| Price per Square Feet to Buy Apartment Outside of Centre | 260.03 € | 172.76 € | -33.6 % |
Salaries And Financing | Croatia Edit |
Montenegro Edit | |
| Average Monthly Net Salary (After Tax) | 1,293.84 € | 827.62 € | -36.0 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 4.33 | 5.69 | +31.3 % |
| Last update: | April 2025 | April 2025 | |
| Contributors in the past 12 months: | 497 | 174 |
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