Cost of Living Comparison Between New Zealand and Finland 
| Indices Difference |  |
|---|---|
| Cost of Living in Finland is 9.2% higher than in New Zealand (excluding rent) | |
| Cost of Living Including Rent in Finland is 2.0% higher than in New Zealand | |
| Rent Prices in Finland are 18.9% lower than in New Zealand | |
| Restaurant Prices in Finland are 21.1% higher than in New Zealand | |
| Groceries Prices in Finland are 1.0% lower than in New Zealand | |
| Local Purchasing Power in Finland is 1.7% higher than in New Zealand | |
Restaurants | New Zealand Edit |
Finland Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
25.00 NZ$ (12.99 €) |
26.94 NZ$ (14.00 €) |
+7.7 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
125.00 NZ$ (64.97 €) |
153.92 NZ$ (80.00 €) |
+23.1 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
15.00 NZ$ (7.80 €) |
19.24 NZ$ (10.00 €) |
+28.3 % |
| Domestic Beer (1 pint draught) |
11.00 NZ$ (5.72 €) |
13.47 NZ$ (7.00 €) |
+22.4 % |
| Imported Beer (12 oz small bottle) |
11.00 NZ$ (5.72 €) |
13.47 NZ$ (7.00 €) |
+22.4 % |
| Cappuccino (regular) |
5.69 NZ$ (2.96 €) |
8.08 NZ$ (4.20 €) |
+41.9 % |
| Coke/Pepsi (12 oz small bottle) |
3.77 NZ$ (1.96 €) |
4.72 NZ$ (2.45 €) |
+25.4 % |
| Water (12 oz small bottle) |
3.49 NZ$ (1.82 €) |
3.35 NZ$ (1.74 €) |
-4.0 % |
Markets | New Zealand Edit |
Finland Edit | |
| Milk (regular), (1 gallon) |
11.30 NZ$ (5.87 €) |
8.19 NZ$ (4.26 €) |
-27.5 % |
| Loaf of Fresh White Bread (1 lb) |
2.92 NZ$ (1.52 €) |
4.01 NZ$ (2.08 €) |
+37.3 % |
| Rice (white), (1 lb) |
1.40 NZ$ (0.73 €) |
2.10 NZ$ (1.09 €) |
+50.1 % |
| Eggs (regular) (12) |
10.74 NZ$ (5.58 €) |
5.63 NZ$ (2.93 €) |
-47.5 % |
| Local Cheese (1 lb) |
6.23 NZ$ (3.24 €) |
6.64 NZ$ (3.45 €) |
+6.5 % |
| Chicken Fillets (1 lb) |
7.16 NZ$ (3.72 €) |
10.72 NZ$ (5.57 €) |
+49.7 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
9.75 NZ$ (5.07 €) |
16.54 NZ$ (8.60 €) |
+69.6 % |
| Apples (1 lb) |
2.11 NZ$ (1.10 €) |
1.98 NZ$ (1.03 €) |
-6.2 % |
| Banana (1 lb) |
1.71 NZ$ (0.89 €) |
1.57 NZ$ (0.82 €) |
-8.3 % |
| Oranges (1 lb) |
2.30 NZ$ (1.19 €) |
1.87 NZ$ (0.97 €) |
-18.6 % |
| Tomato (1 lb) |
3.58 NZ$ (1.86 €) |
3.26 NZ$ (1.69 €) |
-8.9 % |
| Potato (1 lb) |
1.58 NZ$ (0.82 €) |
1.01 NZ$ (0.53 €) |
-35.7 % |
| Onion (1 lb) |
1.33 NZ$ (0.69 €) |
1.42 NZ$ (0.74 €) |
+6.6 % |
| Lettuce (1 head) |
3.92 NZ$ (2.04 €) |
3.59 NZ$ (1.87 €) |
-8.2 % |
| Water (1.5 liter bottle) |
1.89 NZ$ (0.98 €) |
3.20 NZ$ (1.66 €) |
+69.5 % |
| Bottle of Wine (Mid-Range) |
16.00 NZ$ (8.32 €) |
25.01 NZ$ (13.00 €) |
+56.3 % |
| Domestic Beer (0.5 liter bottle) |
4.98 NZ$ (2.59 €) |
5.63 NZ$ (2.93 €) |
+13.1 % |
| Imported Beer (12 oz small bottle) |
5.82 NZ$ (3.03 €) |
6.25 NZ$ (3.25 €) |
+7.4 % |
| Cigarettes 20 Pack (Marlboro) |
40.00 NZ$ (20.79 €) |
19.82 NZ$ (10.30 €) |
-50.5 % |
Transportation | New Zealand Edit |
Finland Edit | |
| One-way Ticket (Local Transport) |
4.00 NZ$ (2.08 €) |
5.77 NZ$ (3.00 €) |
+44.3 % |
| Monthly Pass (Regular Price) |
177.50 NZ$ (92.25 €) |
115.44 NZ$ (60.00 €) |
-35.0 % |
| Taxi Start (Normal Tariff) |
4.00 NZ$ (2.08 €) |
13.47 NZ$ (7.00 €) |
+236.7 % |
| Taxi 1 mile (Normal Tariff) |
5.47 NZ$ (2.84 €) |
4.03 NZ$ (2.09 €) |
-26.4 % |
| Taxi 1hour Waiting (Normal Tariff) |
60.00 NZ$ (31.18 €) |
108.52 NZ$ (56.40 €) |
+80.9 % |
| Gasoline (1 gallon) |
10.62 NZ$ (5.52 €) |
13.62 NZ$ (7.08 €) |
+28.2 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
45,000.00 NZ$ (23,388.47 €) |
57,720.75 NZ$ (30,000.00 €) |
+28.3 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
36,014.36 NZ$ (18,718.24 €) |
58,509.25 NZ$ (30,409.82 €) |
+62.5 % |
Utilities (Monthly) | New Zealand Edit |
Finland Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
227.84 NZ$ (118.42 €) |
236.07 NZ$ (122.69 €) |
+3.6 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
58.27 NZ$ (30.28 €) |
50.71 NZ$ (26.36 €) |
-13.0 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
86.07 NZ$ (44.74 €) |
41.69 NZ$ (21.67 €) |
-51.6 % |
Sports And Leisure | New Zealand Edit |
Finland Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
61.25 NZ$ (31.84 €) |
76.19 NZ$ (39.60 €) |
+24.4 % |
| Tennis Court Rent (1 Hour on Weekend) |
24.87 NZ$ (12.92 €) |
47.58 NZ$ (24.73 €) |
+91.4 % |
| Cinema, International Release, 1 Seat |
20.00 NZ$ (10.39 €) |
28.86 NZ$ (15.00 €) |
+44.3 % |
Childcare | New Zealand Edit |
Finland Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,248.23 NZ$ (648.76 €) |
590.87 NZ$ (307.10 €) |
-52.7 % |
| International Primary School, Yearly for 1 Child |
19,631.90 NZ$ (10,203.56 €) |
17,164.96 NZ$ (8,921.38 €) |
-12.6 % |
Clothing And Shoes | New Zealand Edit |
Finland Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
113.95 NZ$ (59.23 €) |
168.30 NZ$ (87.47 €) |
+47.7 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
71.26 NZ$ (37.04 €) |
68.33 NZ$ (35.51 €) |
-4.1 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
160.58 NZ$ (83.46 €) |
167.23 NZ$ (86.91 €) |
+4.1 % |
| 1 Pair of Men Leather Business Shoes |
197.27 NZ$ (102.53 €) |
220.53 NZ$ (114.62 €) |
+11.8 % |
Rent Per Month | New Zealand Edit |
Finland Edit | |
| Apartment (1 bedroom) in City Centre |
1,832.43 NZ$ (952.39 €) |
1,481.55 NZ$ (770.02 €) |
-19.1 % |
| Apartment (1 bedroom) Outside of Centre |
1,539.80 NZ$ (800.30 €) |
1,197.46 NZ$ (622.37 €) |
-22.2 % |
| Apartment (3 bedrooms) in City Centre |
2,909.02 NZ$ (1,511.95 €) |
2,537.09 NZ$ (1,318.64 €) |
-12.8 % |
| Apartment (3 bedrooms) Outside of Centre |
2,512.23 NZ$ (1,305.72 €) |
1,913.44 NZ$ (994.50 €) |
-23.8 % |
Buy Apartment Price | New Zealand Edit |
Finland Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
751.02 NZ$ (390.34 €) |
886.23 NZ$ (460.62 €) |
+18.0 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
633.37 NZ$ (329.19 €) |
566.58 NZ$ (294.48 €) |
-10.5 % |
Salaries And Financing | New Zealand Edit |
Finland Edit | |
| Average Monthly Net Salary (After Tax) |
5,000.63 NZ$ (2,599.04 €) |
5,186.46 NZ$ (2,695.63 €) |
+3.7 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 6.77 | 3.80 | -43.9 % |
| Last update: | April 2025 | April 2025 | |
| Contributors in the past 12 months: | 473 | 439 |
Moving to Finland? Explore:
Other comparisons New Zealand vs Finland: