Cost of Living Comparison Between New Zealand and Zambia 
| Indices Difference |  |
|---|---|
| Cost of Living in Zambia is 42.8% lower than in New Zealand (excluding rent) | |
| Cost of Living Including Rent in Zambia is 48.1% lower than in New Zealand | |
| Rent Prices in Zambia are 63.5% lower than in New Zealand | |
| Restaurant Prices in Zambia are 61.7% lower than in New Zealand | |
| Groceries Prices in Zambia are 55.2% lower than in New Zealand | |
| Local Purchasing Power in Zambia is 81.9% lower than in New Zealand | |
Restaurants | New Zealand Edit |
Zambia Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
25.00 NZ$ (14.91 $) |
11.64 NZ$ (6.94 $) |
-53.4 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
125.00 NZ$ (74.57 $) |
38.80 NZ$ (23.15 $) |
-69.0 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
15.00 NZ$ (8.95 $) |
6.25 NZ$ (3.73 $) |
-58.4 % |
| Domestic Beer (1 pint draught) |
11.00 NZ$ (6.56 $) |
1.48 NZ$ (0.88 $) |
-86.5 % |
| Imported Beer (12 oz small bottle) |
11.00 NZ$ (6.56 $) |
2.53 NZ$ (1.51 $) |
-77.0 % |
| Cappuccino (regular) |
5.69 NZ$ (3.39 $) |
3.39 NZ$ (2.02 $) |
-40.5 % |
| Coke/Pepsi (12 oz small bottle) |
3.77 NZ$ (2.25 $) |
1.03 NZ$ (0.61 $) |
-72.7 % |
| Water (12 oz small bottle) |
3.49 NZ$ (2.08 $) |
0.54 NZ$ (0.32 $) |
-84.7 % |
Markets | New Zealand Edit |
Zambia Edit | |
| Milk (regular), (1 gallon) |
11.29 NZ$ (6.73 $) |
8.01 NZ$ (4.78 $) |
-29.0 % |
| Loaf of Fresh White Bread (1 lb) |
2.92 NZ$ (1.74 $) |
1.26 NZ$ (0.75 $) |
-56.9 % |
| Rice (white), (1 lb) |
1.40 NZ$ (0.83 $) |
1.35 NZ$ (0.81 $) |
-3.2 % |
| Eggs (regular) (12) |
10.76 NZ$ (6.42 $) |
2.51 NZ$ (1.50 $) |
-76.6 % |
| Local Cheese (1 lb) |
6.23 NZ$ (3.71 $) |
5.86 NZ$ (3.50 $) |
-5.8 % |
| Chicken Fillets (1 lb) |
7.16 NZ$ (4.27 $) |
3.03 NZ$ (1.81 $) |
-57.6 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
9.75 NZ$ (5.82 $) |
3.72 NZ$ (2.22 $) |
-61.9 % |
| Apples (1 lb) |
2.11 NZ$ (1.26 $) |
1.78 NZ$ (1.06 $) |
-15.5 % |
| Banana (1 lb) |
1.71 NZ$ (1.02 $) |
1.16 NZ$ (0.69 $) |
-32.4 % |
| Oranges (1 lb) |
2.30 NZ$ (1.37 $) |
1.95 NZ$ (1.16 $) |
-15.1 % |
| Tomato (1 lb) |
3.58 NZ$ (2.13 $) |
0.88 NZ$ (0.52 $) |
-75.4 % |
| Potato (1 lb) |
1.58 NZ$ (0.94 $) |
1.53 NZ$ (0.91 $) |
-2.8 % |
| Onion (1 lb) |
1.33 NZ$ (0.80 $) |
1.05 NZ$ (0.63 $) |
-20.9 % |
| Lettuce (1 head) |
3.92 NZ$ (2.34 $) |
1.56 NZ$ (0.93 $) |
-60.2 % |
| Water (1.5 liter bottle) |
1.89 NZ$ (1.13 $) |
0.93 NZ$ (0.55 $) |
-50.8 % |
| Bottle of Wine (Mid-Range) |
16.00 NZ$ (9.55 $) |
10.80 NZ$ (6.44 $) |
-32.5 % |
| Domestic Beer (0.5 liter bottle) |
4.98 NZ$ (2.97 $) |
1.48 NZ$ (0.88 $) |
-70.3 % |
| Imported Beer (12 oz small bottle) |
5.82 NZ$ (3.47 $) |
2.12 NZ$ (1.26 $) |
-63.6 % |
| Cigarettes 20 Pack (Marlboro) |
40.00 NZ$ (23.86 $) |
3.80 NZ$ (2.27 $) |
-90.5 % |
Transportation | New Zealand Edit |
Zambia Edit | |
| One-way Ticket (Local Transport) |
4.00 NZ$ (2.39 $) |
1.66 NZ$ (0.99 $) |
-58.5 % |
| Monthly Pass (Regular Price) |
177.50 NZ$ (105.90 $) |
67.05 NZ$ (40.00 $) |
-62.2 % |
| Taxi Start (Normal Tariff) |
4.00 NZ$ (2.39 $) |
4.20 NZ$ (2.51 $) |
+5.1 % |
| Taxi 1 mile (Normal Tariff) |
5.47 NZ$ (3.26 $) |
2.82 NZ$ (1.68 $) |
-48.5 % |
| Taxi 1hour Waiting (Normal Tariff) |
60.00 NZ$ (35.80 $) |
15.42 NZ$ (9.20 $) |
-74.3 % |
| Gasoline (1 gallon) |
10.62 NZ$ (6.34 $) |
7.70 NZ$ (4.59 $) |
-27.5 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
45,000.00 NZ$ (26,847.00 $) |
13,416.91 NZ$ (8,004.53 $) |
-70.2 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
36,014.36 NZ$ (21,486.17 $) |
47,870.54 NZ$ (28,559.57 $) |
+32.9 % |
Utilities (Monthly) | New Zealand Edit |
Zambia Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
227.83 NZ$ (135.92 $) |
122.54 NZ$ (73.11 $) |
-46.2 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
58.11 NZ$ (34.67 $) |
85.41 NZ$ (50.95 $) |
+47.0 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
86.20 NZ$ (51.43 $) |
209.92 NZ$ (125.24 $) |
+143.5 % |
Sports And Leisure | New Zealand Edit |
Zambia Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
61.25 NZ$ (36.54 $) |
70.27 NZ$ (41.92 $) |
+14.7 % |
| Tennis Court Rent (1 Hour on Weekend) |
24.87 NZ$ (14.84 $) |
23.16 NZ$ (13.82 $) |
-6.9 % |
| Cinema, International Release, 1 Seat |
20.00 NZ$ (11.93 $) |
7.01 NZ$ (4.18 $) |
-64.9 % |
Childcare | New Zealand Edit |
Zambia Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,248.23 NZ$ (744.69 $) |
296.33 NZ$ (176.79 $) |
-76.3 % |
| International Primary School, Yearly for 1 Child |
19,631.90 NZ$ (11,712.39 $) |
16,066.83 NZ$ (9,585.47 $) |
-18.2 % |
Clothing And Shoes | New Zealand Edit |
Zambia Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
113.95 NZ$ (67.98 $) |
33.05 NZ$ (19.72 $) |
-71.0 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
71.62 NZ$ (42.73 $) |
29.45 NZ$ (17.57 $) |
-58.9 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
160.22 NZ$ (95.59 $) |
132.60 NZ$ (79.11 $) |
-17.2 % |
| 1 Pair of Men Leather Business Shoes |
196.48 NZ$ (117.22 $) |
121.41 NZ$ (72.43 $) |
-38.2 % |
Rent Per Month | New Zealand Edit |
Zambia Edit | |
| Apartment (1 bedroom) in City Centre |
1,825.21 NZ$ (1,088.92 $) |
353.93 NZ$ (211.15 $) |
-80.6 % |
| Apartment (1 bedroom) Outside of Centre |
1,526.87 NZ$ (910.93 $) |
214.32 NZ$ (127.86 $) |
-86.0 % |
| Apartment (3 bedrooms) in City Centre |
2,908.77 NZ$ (1,735.37 $) |
1,448.86 NZ$ (864.39 $) |
-50.2 % |
| Apartment (3 bedrooms) Outside of Centre |
2,512.23 NZ$ (1,498.80 $) |
1,186.30 NZ$ (707.75 $) |
-52.8 % |
Buy Apartment Price | New Zealand Edit |
Zambia Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
778.32 NZ$ (464.34 $) |
538.89 NZ$ (321.50 $) |
-30.8 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
640.55 NZ$ (382.15 $) |
986.19 NZ$ (588.36 $) |
+54.0 % |
Salaries And Financing | New Zealand Edit |
Zambia Edit | |
| Average Monthly Net Salary (After Tax) |
4,997.06 NZ$ (2,981.25 $) |
469.03 NZ$ (279.82 $) |
-90.6 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 6.76 | 25.00 | +269.9 % |
| Last update: | April 2025 | March 2025 | |
| Contributors in the past 12 months: | 479 | 26 |
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