Cost of Living Comparison Between Poland and Montenegro 
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| Indices Difference |  |
|---|---|
| Cost of Living in Montenegro is 8.7% lower than in Poland (excluding rent) | |
| Cost of Living Including Rent in Montenegro is 9.7% lower than in Poland | |
| Rent Prices in Montenegro are 12.7% lower than in Poland | |
| Restaurant Prices in Montenegro are 4.2% lower than in Poland | |
| Groceries Prices in Montenegro are 2.7% lower than in Poland | |
| Local Purchasing Power in Montenegro is 35.8% lower than in Poland | |
Restaurants | Poland Edit |
Montenegro Edit | Difference |
|---|---|---|---|
| Meal, Inexpensive Restaurant |
40.00 zł (9.57 €) |
41.79 zł (10.00 €) |
+4.5 % |
| Meal for 2 People, Mid-range Restaurant, Three-course |
180.00 zł (43.08 €) |
188.04 zł (45.00 €) |
+4.5 % |
| McMeal at McDonalds (or Equivalent Combo Meal) |
32.00 zł (7.66 €) |
33.43 zł (8.00 €) |
+4.5 % |
| Domestic Beer (1 pint draught) |
14.00 zł (3.35 €) |
10.45 zł (2.50 €) |
-25.4 % |
| Imported Beer (12 oz small bottle) |
15.00 zł (3.59 €) |
12.54 zł (3.00 €) |
-16.4 % |
| Cappuccino (regular) |
13.49 zł (3.23 €) |
8.63 zł (2.06 €) |
-36.1 % |
| Coke/Pepsi (12 oz small bottle) |
7.20 zł (1.72 €) |
8.22 zł (1.97 €) |
+14.1 % |
| Water (12 oz small bottle) |
6.35 zł (1.52 €) |
5.46 zł (1.31 €) |
-14.1 % |
Markets | Poland Edit |
Montenegro Edit | |
| Milk (regular), (1 gallon) |
14.81 zł (3.54 €) |
18.62 zł (4.46 €) |
+25.7 % |
| Loaf of Fresh White Bread (1 lb) |
4.48 zł (1.07 €) |
3.27 zł (0.78 €) |
-27.2 % |
| Rice (white), (1 lb) |
2.50 zł (0.60 €) |
3.75 zł (0.90 €) |
+49.8 % |
| Eggs (regular) (12) |
12.32 zł (2.95 €) |
11.42 zł (2.73 €) |
-7.3 % |
| Local Cheese (1 lb) |
15.77 zł (3.77 €) |
14.45 zł (3.46 €) |
-8.4 % |
| Chicken Fillets (1 lb) |
11.02 zł (2.64 €) |
12.82 zł (3.07 €) |
+16.4 % |
| Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
20.48 zł (4.90 €) |
18.84 zł (4.51 €) |
-8.0 % |
| Apples (1 lb) |
1.85 zł (0.44 €) |
2.22 zł (0.53 €) |
+20.3 % |
| Banana (1 lb) |
2.94 zł (0.70 €) |
3.02 zł (0.72 €) |
+2.7 % |
| Oranges (1 lb) |
3.05 zł (0.73 €) |
2.60 zł (0.62 €) |
-14.6 % |
| Tomato (1 lb) |
4.93 zł (1.18 €) |
4.33 zł (1.04 €) |
-12.0 % |
| Potato (1 lb) |
1.60 zł (0.38 €) |
1.72 zł (0.41 €) |
+7.9 % |
| Onion (1 lb) |
1.94 zł (0.46 €) |
1.95 zł (0.47 €) |
+0.7 % |
| Lettuce (1 head) |
4.90 zł (1.17 €) |
5.89 zł (1.41 €) |
+20.2 % |
| Water (1.5 liter bottle) |
2.45 zł (0.59 €) |
3.08 zł (0.74 €) |
+25.5 % |
| Bottle of Wine (Mid-Range) |
25.00 zł (5.98 €) |
20.89 zł (5.00 €) |
-16.4 % |
| Domestic Beer (0.5 liter bottle) |
4.34 zł (1.04 €) |
4.13 zł (0.99 €) |
-4.9 % |
| Imported Beer (12 oz small bottle) |
6.19 zł (1.48 €) |
6.31 zł (1.51 €) |
+2.0 % |
| Cigarettes 20 Pack (Marlboro) |
19.50 zł (4.67 €) |
15.04 zł (3.60 €) |
-22.9 % |
Transportation | Poland Edit |
Montenegro Edit | |
| One-way Ticket (Local Transport) |
4.40 zł (1.05 €) |
4.18 zł (1.00 €) |
-5.0 % |
| Monthly Pass (Regular Price) |
119.00 zł (28.48 €) |
125.36 zł (30.00 €) |
+5.3 % |
| Taxi Start (Normal Tariff) |
8.25 zł (1.97 €) |
4.18 zł (1.00 €) |
-49.3 % |
| Taxi 1 mile (Normal Tariff) |
5.63 zł (1.35 €) |
6.73 zł (1.61 €) |
+19.4 % |
| Taxi 1hour Waiting (Normal Tariff) |
46.50 zł (11.13 €) |
50.15 zł (12.00 €) |
+7.8 % |
| Gasoline (1 gallon) |
24.14 zł (5.78 €) |
23.67 zł (5.66 €) |
-2.0 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
123,890.00 zł (29,647.58 €) |
117,005.17 zł (28,000.00 €) |
-5.6 % |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
114,053.10 zł (27,293.55 €) |
108,875.17 zł (26,054.44 €) |
-4.5 % |
Utilities (Monthly) | Poland Edit |
Montenegro Edit | |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
1,092.70 zł (261.49 €) |
466.37 zł (111.60 €) |
-57.3 % |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data |
35.88 zł (8.59 €) |
66.72 zł (15.97 €) |
+86.0 % |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
62.13 zł (14.87 €) |
113.71 zł (27.21 €) |
+83.0 % |
Sports And Leisure | Poland Edit |
Montenegro Edit | |
| Fitness Club, Monthly Fee for 1 Adult |
138.44 zł (33.13 €) |
162.41 zł (38.87 €) |
+17.3 % |
| Tennis Court Rent (1 Hour on Weekend) |
78.12 zł (18.69 €) |
48.31 zł (11.56 €) |
-38.2 % |
| Cinema, International Release, 1 Seat |
29.00 zł (6.94 €) |
20.89 zł (5.00 €) |
-28.0 % |
Childcare | Poland Edit |
Montenegro Edit | |
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
1,471.65 zł (352.17 €) |
1,176.70 zł (281.59 €) |
-20.0 % |
| International Primary School, Yearly for 1 Child |
36,674.62 zł (8,776.44 €) |
29,834.33 zł (7,139.52 €) |
-18.7 % |
Clothing And Shoes | Poland Edit |
Montenegro Edit | |
| 1 Pair of Jeans (Levis 501 Or Similar) |
305.98 zł (73.22 €) |
296.48 zł (70.95 €) |
-3.1 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) |
151.88 zł (36.35 €) |
144.76 zł (34.64 €) |
-4.7 % |
| 1 Pair of Nike Running Shoes (Mid-Range) |
333.49 zł (79.81 €) |
363.36 zł (86.95 €) |
+9.0 % |
| 1 Pair of Men Leather Business Shoes |
366.42 zł (87.69 €) |
444.74 zł (106.43 €) |
+21.4 % |
Rent Per Month | Poland Edit |
Montenegro Edit | |
| Apartment (1 bedroom) in City Centre |
2,903.94 zł (694.93 €) |
2,507.59 zł (600.08 €) |
-13.6 % |
| Apartment (1 bedroom) Outside of Centre |
2,342.98 zł (560.69 €) |
1,906.86 zł (456.32 €) |
-18.6 % |
| Apartment (3 bedrooms) in City Centre |
4,939.98 zł (1,182.17 €) |
4,432.96 zł (1,060.83 €) |
-10.3 % |
| Apartment (3 bedrooms) Outside of Centre |
3,782.81 zł (905.25 €) |
3,349.97 zł (801.67 €) |
-11.4 % |
Buy Apartment Price | Poland Edit |
Montenegro Edit | |
| Price per Square Feet to Buy Apartment in City Centre |
1,411.98 zł (337.89 €) |
939.11 zł (224.74 €) |
-33.5 % |
| Price per Square Feet to Buy Apartment Outside of Centre |
1,036.64 zł (248.07 €) |
721.94 zł (172.76 €) |
-30.4 % |
Salaries And Financing | Poland Edit |
Montenegro Edit | |
| Average Monthly Net Salary (After Tax) |
5,968.98 zł (1,428.41 €) |
3,458.43 zł (827.62 €) |
-42.1 % |
| Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate | 6.97 | 5.69 | -18.4 % |
| Last update: | April 2025 | April 2025 | |
| Contributors in the past 12 months: | 1245 | 174 |
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