Property Prices Comparison Between Germany and Finland

For major cities in those countries you get more relevant data by specifying cities.

City in Germany:
City in Finland:

Index	Germany	Finland
Price to Income Ratio:	8.79	7.54
Mortgage as Percentage of Income:	63.76%	53.84%
Loan Affordability Index:	1.57	1.86
Price to Rent Ratio - City Centre:	28.30	30.17
Price to Rent Ratio - Outside of Centre:	29.60	24.59
Gross Rental Yield (City Centre):	3.53%	3.31%
Gross Rental Yield (Outside of Centre):	3.38%	4.07%

Currency: Sticky Currency Switch to metric measurement units

Rent Per Month	Germany Edit	Finland Edit	Difference
Apartment (1 bedroom) in City Centre	883.55 €	770.02 €	-12.8 %
Apartment (1 bedroom) Outside of Centre	668.40 €	622.37 €	-6.9 %
Apartment (3 bedrooms) in City Centre	1,653.44 €	1,318.64 €	-20.2 %
Apartment (3 bedrooms) Outside of Centre	1,258.93 €	994.50 €	-21.0 %
Buy Apartment Price	Germany Edit	Finland Edit
Price per Square Feet to Buy Apartment in City Centre	515.85 €	460.62 €	-10.7 %
Price per Square Feet to Buy Apartment Outside of Centre	409.34 €	294.48 €	-28.1 %
Salaries And Financing	Germany Edit	Finland Edit
Average Monthly Net Salary (After Tax)	2,833.88 €	2,695.63 €	-4.9 %
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate	3.98	3.80	-4.6 %
Last update:	April 2025	April 2025
Contributors in the past 12 months:	1117	189

Country data (source The World Bank, 2024)	Germany	Finland
GDP Per Capita (PPP) ($) :	54,000.00	49,400.00
GDP Growth Rate:	1.81	1.60
Population Growth Rate:	-0.12	0.22

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Other comparisons Germany vs Finland:

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