Rank |
City |
Price To Income Ratio |
Gross Rental Yield City Centre |
Gross Rental Yield Outside of Centre |
Price To Rent Ratio City Centre |
Price To Rent Ratio Outside Of City Centre |
Mortgage As A Percentage Of Income |
Affordability Index |
|---|---|---|---|---|---|---|---|---|
| Moscow, Russia | 39.7 | 3.5 | 4.6 | 28.9 | 21.7 | 532.9 | 0.2 | |
| Budva, Montenegro | 30.0 | 3.3 | 3.8 | 30.0 | 26.4 | 323.9 | 0.3 | |
| Monaco, Monaco | 27.5 | 5.3 | 2.4 | 19.0 | 41.5 | 217.8 | 0.5 | |
| Belgrade, Serbia | 26.2 | 3.1 | 3.5 | 32.3 | 28.3 | 303.3 | 0.3 | |
| Bacau, Romania | 25.6 | 3.2 | 3.5 | 31.6 | 28.7 | 256.5 | 0.4 | |
| Santander, Spain | 25.0 | 2.3 | 2.6 | 43.3 | 38.6 | 159.0 | 0.6 | |
| Zaragoza (Saragossa), Spain | 24.6 | 2.3 | 2.4 | 43.4 | 42.2 | 160.1 | 0.6 | |
| Minsk, Belarus | 23.8 | 6.7 | 4.5 | 14.9 | 22.3 | 432.5 | 0.2 | |
| Vilnius, Lithuania | 22.7 | 3.3 | 3.0 | 30.1 | 33.5 | 456.7 | 0.2 | |
| Valencia, Spain | 22.6 | 1.3 | 1.6 | 76.3 | 61.2 | 154.0 | 0.6 | |
| Saint Petersburg, Russia | 22.2 | 4.0 | 4.9 | 24.9 | 20.2 | 328.0 | 0.3 | |
| Rome, Italy | 21.8 | 3.4 | 3.0 | 29.7 | 33.0 | 182.6 | 0.5 | |
| Paris, France | 21.0 | 2.3 | 3.4 | 43.7 | 29.5 | 158.9 | 0.6 | |
| Riga, Latvia | 21.0 | 4.3 | 2.6 | 23.4 | 37.8 | 184.5 | 0.5 | |
| Odessa (Odesa), Ukraine | 20.9 | 6.3 | 5.1 | 15.8 | 19.4 | 321.3 | 0.3 | |
| Chisinau, Moldova | 20.3 | 5.8 | 4.9 | 17.2 | 20.3 | 522.2 | 0.2 | |
| Bath, United Kingdom | 20.0 | 3.0 | 5.9 | 33.1 | 16.9 | 157.2 | 0.6 | |
| Kiev (Kyiv), Ukraine | 19.8 | 5.1 | 4.4 | 19.7 | 22.7 | 358.0 | 0.3 | |
| Novi Sad, Serbia | 19.8 | 2.6 | 3.4 | 38.6 | 29.4 | 229.0 | 0.4 | |
| Krakow (Cracow), Poland | 19.4 | 3.2 | 3.5 | 31.3 | 28.3 | 173.2 | 0.6 | |
| Cluj-Napoca, Romania | 19.2 | 2.1 | 3.9 | 47.4 | 25.7 | 212.0 | 0.5 | |
| Debrecen, Hungary | 18.8 | 2.9 | 2.3 | 34.9 | 43.4 | 174.4 | 0.6 | |
| Prague, Czech Republic | 18.3 | 2.7 | 3.8 | 36.6 | 26.5 | 137.1 | 0.7 | |
| Bucharest, Romania | 17.2 | 4.3 | 4.5 | 23.1 | 22.4 | 192.1 | 0.5 | |
| Barcelona, Spain | 17.0 | 3.2 | 3.2 | 31.3 | 31.5 | 113.4 | 0.9 | |
| Milan, Italy | 16.7 | 3.7 | 4.5 | 27.2 | 22.2 | 138.8 | 0.7 | |
| Swieqi, Malta | 16.7 | 2.8 | 2.8 | 35.6 | 35.6 | 129.2 | 0.8 | |
| Skopje, North Macedonia | 16.4 | 3.9 | 4.1 | 25.4 | 24.6 | 190.2 | 0.5 | |
| Iasi, Romania | 16.4 | 4.6 | 5.1 | 21.8 | 19.7 | 164.2 | 0.6 | |
| Bilbao, Spain | 16.3 | 3.0 | 3.4 | 33.7 | 29.6 | 129.5 | 0.8 | |
| Pamplona, Spain | 16.1 | 4.1 | 4.2 | 24.2 | 24.0 | 116.9 | 0.9 | |
| Athens, Greece | 16.0 | 2.9 | 2.4 | 34.5 | 41.3 | 138.3 | 0.7 | |
| Madrid, Spain | 15.9 | 3.4 | 4.2 | 29.7 | 23.9 | 128.3 | 0.8 | |
| Timisoara, Romania | 15.8 | 5.7 | 5.6 | 17.5 | 17.9 | 153.0 | 0.7 | |
| Brasov, Romania | 15.7 | 3.5 | 2.6 | 28.7 | 39.1 | 145.6 | 0.7 | |
| London, United Kingdom | 15.1 | 3.3 | 3.6 | 29.9 | 28.0 | 111.2 | 0.9 | |
| Naples, Italy | 15.0 | 2.1 | 3.1 | 47.4 | 32.7 | 118.8 | 0.8 | |
| Warsaw, Poland | 15.0 | 3.4 | 3.8 | 29.7 | 26.0 | 139.2 | 0.7 | |
| Galati, Romania | 14.9 | 2.6 | 1.6 | 39.0 | 63.8 | 133.3 | 0.8 | |
| Perm, Russia | 14.5 | 4.8 | 6.1 | 21.0 | 16.4 | 222.5 | 0.4 | |
| Kalamata, Greece | 14.4 | 1.7 | 2.1 | 57.9 | 46.7 | 114.1 | 0.9 | |
| San Sebastian, Spain | 14.2 | 3.7 | 3.9 | 26.8 | 25.8 | 88.0 | 1.1 | |
| Novosibirsk, Russia | 14.1 | 8.0 | 5.6 | 12.5 | 18.0 | 174.5 | 0.6 | |
| Wroclaw, Poland | 14.0 | 3.5 | 3.3 | 28.4 | 30.6 | 113.9 | 0.9 | |
| Tirana, Albania | 13.9 | 3.6 | 4.9 | 28.0 | 20.6 | 147.2 | 0.7 | |
| Sarajevo, Bosnia And Herzegovina | 13.9 | 1.9 | 3.4 | 52.2 | 29.8 | 149.8 | 0.7 | |
| Tarragona, Spain | 13.8 | 3.6 | 3.5 | 28.1 | 28.5 | 95.7 | 1.0 | |
| Valladolid, Spain | 13.8 | 4.1 | 5.3 | 24.4 | 18.9 | 88.6 | 1.1 | |
| Budapest, Hungary | 13.7 | 6.6 | 5.8 | 15.1 | 17.1 | 127.6 | 0.8 | |
| Split, Croatia | 13.4 | 2.1 | 2.5 | 47.7 | 40.2 | 101.8 | 1.0 | |
| Dnipro, Ukraine | 13.2 | 8.2 | 6.0 | 12.1 | 16.6 | 244.7 | 0.4 | |
| Strasbourg, France | 13.2 | 2.5 | 2.5 | 40.5 | 39.7 | 98.5 | 1.0 | |
| Zagreb, Croatia | 12.9 | 3.9 | 4.4 | 25.8 | 22.8 | 120.5 | 0.8 | |
| Simferopol, Russia | 12.8 | 5.5 | 7.7 | 18.2 | 12.9 | 261.4 | 0.4 | |
| Hamburg, Germany | 12.8 | 1.5 | 3.9 | 65.7 | 25.6 | 89.2 | 1.1 | |
| Kharkiv, Ukraine | 12.8 | 5.5 | 4.6 | 18.1 | 21.6 | 190.7 | 0.5 | |
| Ljubljana, Slovenia | 12.4 | 3.8 | 3.8 | 26.3 | 26.4 | 106.7 | 0.9 | |
| Stockholm, Sweden | 12.2 | 2.8 | 3.0 | 35.7 | 33.1 | 86.7 | 1.2 | |
| Banja Luka, Bosnia And Herzegovina | 12.1 | 3.3 | 4.8 | 30.5 | 20.9 | 117.4 | 0.9 | |
| Sofia, Bulgaria | 12.1 | 6.1 | 6.4 | 16.3 | 15.7 | 152.8 | 0.7 | |
| Osijek, Croatia | 12.0 | 4.4 | 4.1 | 23.0 | 24.6 | 110.5 | 0.9 | |
| Pescara, Italy | 11.9 | 3.9 | 5.1 | 25.8 | 19.4 | 99.2 | 1.0 | |
| Seville (Sevilla), Spain | 11.6 | 4.5 | 4.8 | 22.3 | 20.8 | 75.3 | 1.3 | |
| Bitola, North Macedonia | 11.6 | 4.6 | 5.1 | 21.9 | 19.6 | 134.2 | 0.7 | |
| Lisbon, Portugal | 11.4 | 4.5 | 4.6 | 22.3 | 21.8 | 83.9 | 1.2 | |
| Catania, Italy | 11.1 | 3.6 | 3.1 | 27.7 | 32.0 | 84.5 | 1.2 | |
| Thessaloniki, Greece | 11.0 | 3.3 | 3.6 | 30.2 | 27.5 | 85.4 | 1.2 | |
| Koper, Slovenia | 10.9 | 4.9 | 2.5 | 20.4 | 39.4 | 101.8 | 1.0 | |
| Constanta, Romania | 10.9 | 4.3 | 3.9 | 23.1 | 25.4 | 181.7 | 0.6 | |
| Stavanger, Norway | 10.8 | 3.9 | 4.8 | 26.0 | 20.7 | 92.6 | 1.1 | |
| Tarnow, Poland | 10.8 | 2.8 | 2.7 | 35.6 | 37.0 | 92.5 | 1.1 | |
| Mogilev, Belarus | 10.7 | 3.6 | 3.7 | 27.8 | 27.0 | 138.9 | 0.7 | |
| Tallinn, Estonia | 10.5 | 2.9 | 3.3 | 34.5 | 30.3 | 100.6 | 1.0 | |
| Santa Cruz de Tenerife, Spain | 10.4 | 3.7 | 4.8 | 27.2 | 21.0 | 86.2 | 1.2 | |
| Brugge, Belgium | 10.4 | 2.9 | 3.0 | 34.6 | 33.8 | 89.6 | 1.1 | |
| Miskolc, Hungary | 10.4 | 4.9 | 5.5 | 20.3 | 18.2 | 104.6 | 1.0 | |
| Ruse, Bulgaria | 10.3 | 4.9 | 5.5 | 20.5 | 18.3 | 115.4 | 0.9 | |
| Albacete, Spain | 10.3 | 4.5 | 6.0 | 22.3 | 16.7 | 71.5 | 1.4 | |
| Gdynia, Poland | 10.1 | 6.4 | 6.5 | 15.7 | 15.3 | 90.8 | 1.1 | |
| Bristol, United Kingdom | 10.1 | 5.2 | 5.5 | 19.3 | 18.3 | 85.4 | 1.2 | |
| Pula, Croatia | 9.8 | 3.9 | 2.8 | 25.4 | 35.9 | 91.5 | 1.1 | |
| Turin, Italy | 9.8 | 5.0 | 5.7 | 20.0 | 17.6 | 74.9 | 1.3 | |
| Sliema, Malta | 9.6 | 2.4 | 7.2 | 41.4 | 14.0 | 66.5 | 1.5 | |
| Bratislava, Slovakia | 9.5 | 5.4 | 5.0 | 18.4 | 20.0 | 73.0 | 1.4 | |
| Oslo, Norway | 9.4 | 3.4 | 3.0 | 29.6 | 33.0 | 71.7 | 1.4 | |
| Bordeaux, France | 9.2 | 3.2 | 3.7 | 30.9 | 27.0 | 66.7 | 1.5 | |
| Palermo, Italy | 9.1 | 3.7 | 4.8 | 26.7 | 21.0 | 72.4 | 1.4 | |
| Porto, Portugal | 9.1 | 7.0 | 6.6 | 14.3 | 15.3 | 54.6 | 1.8 | |
| Dublin, Ireland | 8.9 | 4.2 | 4.2 | 24.0 | 23.9 | 83.0 | 1.2 | |
| Lyon, France | 8.9 | 4.1 | 4.5 | 24.5 | 22.1 | 67.7 | 1.5 | |
| Savona, Italy | 8.9 | 3.9 | 4.4 | 25.6 | 22.6 | 58.9 | 1.7 | |
| Poznan, Poland | 8.8 | 2.8 | 2.9 | 35.4 | 34.2 | 124.4 | 0.8 | |
| Alicante, Spain | 8.6 | 4.4 | 3.6 | 22.7 | 27.7 | 58.0 | 1.7 | |
| Plovdiv, Bulgaria | 8.4 | 8.1 | 6.1 | 12.3 | 16.5 | 66.7 | 1.5 | |
| Helsinki, Finland | 8.4 | 3.9 | 4.5 | 26.0 | 22.2 | 54.2 | 1.8 | |
| Cagliari, Italy | 8.2 | 3.0 | 4.5 | 33.7 | 22.1 | 66.1 | 1.5 | |
| Amsterdam, Netherlands | 8.1 | 5.2 | 5.7 | 19.2 | 17.6 | 61.5 | 1.6 | |
| Cambridge, United Kingdom | 8.1 | 4.4 | 4.7 | 22.8 | 21.3 | 61.5 | 1.6 | |
| Larissa, Greece | 8.0 | 3.1 | 3.9 | 32.7 | 25.9 | 63.6 | 1.6 | |
| Varna, Bulgaria | 8.0 | 3.5 | 4.0 | 28.8 | 24.9 | 89.5 | 1.1 | |
| Kosice, Slovakia | 7.8 | 4.7 | 5.2 | 21.1 | 19.2 | 67.3 | 1.5 | |
| Utrecht, Netherlands | 7.7 | 5.7 | 4.4 | 17.4 | 22.8 | 61.2 | 1.6 | |
| Gothenburg, Sweden | 7.6 | 3.4 | 4.9 | 29.0 | 20.4 | 52.6 | 1.9 | |
| Lausanne, Switzerland | 7.6 | 2.7 | 4.1 | 36.4 | 24.4 | 50.2 | 2.0 | |
| Berlin, Germany | 7.5 | 3.1 | 3.4 | 31.8 | 29.2 | 56.1 | 1.8 | |
| Geneva, Switzerland | 7.4 | 3.8 | 4.7 | 26.6 | 21.2 | 49.1 | 2.0 | |
| Aarhus, Denmark | 7.3 | 8.4 | 8.4 | 12.0 | 11.8 | 50.9 | 2.0 | |
| Rzeszow, Poland | 7.1 | 3.6 | 3.4 | 27.4 | 29.7 | 47.5 | 2.1 | |
| Copenhagen, Denmark | 6.9 | 4.4 | 4.9 | 22.6 | 20.4 | 48.2 | 2.1 | |
| Las Palmas de Gran Canaria, Spain | 6.9 | 5.7 | 7.5 | 17.5 | 13.3 | 45.5 | 2.2 | |
| Murcia, Spain | 6.7 | 5.3 | 5.3 | 18.9 | 19.0 | 46.7 | 2.1 | |
| Vienna, Austria | 6.6 | 5.2 | 4.7 | 19.4 | 21.1 | 52.2 | 1.9 | |
| Rabat, Malta | 6.4 | 3.7 | 4.0 | 26.7 | 24.8 | 44.9 | 2.2 | |
| Malmo, Sweden | 6.4 | 4.4 | 4.8 | 22.9 | 20.8 | 46.7 | 2.1 | |
| Kavadarci, North Macedonia | 6.2 | 3.5 | 3.0 | 28.9 | 33.8 | 58.1 | 1.7 | |
| Munich, Germany | 6.0 | 5.4 | 4.7 | 18.5 | 21.4 | 43.4 | 2.3 | |
| Kingston upon Hull, United Kingdom | 5.9 | 5.7 | 5.7 | 17.7 | 17.5 | 39.0 | 2.6 | |
| Oulu, Finland | 5.8 | 4.7 | 6.2 | 21.3 | 16.2 | 33.8 | 3.0 | |
| Coimbra, Portugal | 5.7 | 6.3 | 6.3 | 15.9 | 15.9 | 34.7 | 2.9 | |
| Lucerne, Switzerland | 5.5 | 6.9 | 8.0 | 14.6 | 12.5 | 35.2 | 2.8 | |
| Brussels, Belgium | 5.4 | 7.6 | 6.5 | 13.1 | 15.5 | 42.8 | 2.3 | |
| Luxembourg, Luxembourg | 5.2 | 3.3 | 5.6 | 30.5 | 18.0 | 32.3 | 3.1 | |
| Tampere, Finland | 5.2 | 4.2 | 4.5 | 24.0 | 22.1 | 37.9 | 2.6 | |
| Limoges, France | 5.1 | 5.1 | 4.4 | 19.6 | 22.6 | 35.7 | 2.8 | |
| Leeds, United Kingdom | 5.1 | 7.4 | 7.6 | 13.6 | 13.1 | 41.9 | 2.4 | |
| Frankfurt, Germany | 5.0 | 5.1 | 5.1 | 19.7 | 19.6 | 36.5 | 2.7 | |
| Oxford, United Kingdom | 5.0 | 9.1 | 8.8 | 11.0 | 11.4 | 36.6 | 2.7 | |
| Basel, Switzerland | 5.0 | 3.8 | 4.6 | 26.0 | 21.9 | 31.7 | 3.2 | |
| Waterford, Ireland | 4.9 | 2.3 | 4.5 | 43.8 | 22.3 | 45.2 | 2.2 | |
| Preston, United Kingdom | 4.7 | 6.2 | 8.9 | 16.2 | 11.2 | 34.3 | 2.9 | |
| Sagunto, Spain | 4.7 | 3.5 | 4.9 | 28.7 | 20.5 | 31.2 | 3.2 | |
| Cologne, Germany | 4.7 | 5.7 | 7.1 | 17.6 | 14.1 | 33.1 | 3.0 | |
| Reading, United Kingdom | 4.6 | 6.0 | 4.8 | 16.6 | 20.9 | 32.9 | 3.0 | |
| Wiesbaden, Germany | 4.6 | 3.7 | 3.5 | 26.7 | 28.4 | 39.5 | 2.5 | |
| Breda, Netherlands | 4.5 | 5.4 | 4.8 | 18.7 | 20.8 | 35.6 | 2.8 | |
| Poitiers, France | 4.4 | 3.9 | 4.4 | 25.8 | 22.7 | 33.2 | 3.0 | |
| Zurich, Switzerland | 4.3 | 7.3 | 5.3 | 13.7 | 18.9 | 28.7 | 3.5 | |
| Bergen, Norway | 4.3 | 5.7 | 6.0 | 17.6 | 16.7 | 32.0 | 3.1 | |
| Hanover, Germany | 4.2 | 6.2 | 6.2 | 16.1 | 16.2 | 30.5 | 3.3 | |
| Puertollano, Spain | 4.2 | 7.5 | 7.0 | 13.3 | 14.4 | 30.3 | 3.3 | |
| Southampton, United Kingdom | 3.8 | 8.6 | 6.9 | 11.6 | 14.6 | 28.0 | 3.6 | |
| Rotterdam, Netherlands | 3.2 | 6.1 | 6.6 | 16.3 | 15.1 | 24.5 | 4.1 | |
| Mosta, Malta | 3.2 | 5.2 | 3.5 | 19.3 | 28.4 | 22.2 | 4.5 | |
| Reykjavik, Iceland | 3.0 | 10.9 | 9.3 | 9.2 | 10.8 | 55.3 | 1.8 | |
| Leeuwarden, Netherlands | 2.3 | 5.3 | 5.3 | 18.9 | 19.0 | 16.0 | 6.2 |