Rank |
City |
Price To Income Ratio |
Gross Rental Yield City Centre |
Gross Rental Yield Outside of Centre |
Price To Rent Ratio City Centre |
Price To Rent Ratio Outside Of City Centre |
Mortgage As A Percentage Of Income |
Affordability Index |
|---|---|---|---|---|---|---|---|---|
| Split, Croatia | 19.9 | 3.2 | 3.3 | 31.3 | 30.1 | 145.3 | 0.7 | |
| Belgrade, Serbia | 18.4 | 4.1 | 4.2 | 24.2 | 23.8 | 155.8 | 0.6 | |
| Lisbon, Portugal | 18.2 | 5.1 | 6.5 | 19.5 | 15.5 | 135.7 | 0.7 | |
| Moscow, Russia | 18.2 | 3.7 | 3.9 | 26.7 | 25.6 | 377.1 | 0.3 | |
| Innsbruck, Austria | 17.7 | 2.3 | 2.6 | 42.7 | 38.9 | 128.1 | 0.8 | |
| Prague, Czech Republic | 17.5 | 3.2 | 3.3 | 31.3 | 30.4 | 144.1 | 0.7 | |
| Kazan, Russia | 17.4 | 3.8 | 3.5 | 26.4 | 28.4 | 246.7 | 0.4 | |
| Paris, France | 17.2 | 2.7 | 2.7 | 37.0 | 36.5 | 121.9 | 0.8 | |
| Kiev (Kyiv), Ukraine | 16.8 | 5.7 | 5.9 | 17.6 | 16.9 | 324.2 | 0.3 | |
| Novi Sad, Serbia | 16.7 | 3.9 | 4.0 | 25.7 | 24.9 | 157.3 | 0.6 | |
| Milan, Italy | 16.6 | 3.7 | 4.8 | 26.9 | 20.8 | 117.8 | 0.8 | |
| London, United Kingdom | 16.4 | 3.4 | 4.2 | 29.1 | 24.1 | 131.1 | 0.8 | |
| Nizhny Novgorod, Russia | 16.2 | 3.8 | 3.8 | 26.3 | 26.4 | 236.0 | 0.4 | |
| Krasnodar, Russia | 16.1 | 3.6 | 4.3 | 27.9 | 23.2 | 203.5 | 0.5 | |
| Saint Petersburg, Russia | 16.0 | 4.3 | 3.8 | 23.5 | 26.0 | 304.5 | 0.3 | |
| Tirana, Albania | 15.9 | 4.5 | 5.8 | 22.3 | 17.3 | 136.0 | 0.7 | |
| Kaliningrad, Russia | 15.7 | 4.4 | 4.3 | 22.6 | 23.1 | 222.4 | 0.4 | |
| Pristina, Kosovo (Disputed Territory) | 15.7 | 3.5 | 4.3 | 28.8 | 23.2 | 115.3 | 0.9 | |
| Samara, Russia | 15.5 | 3.5 | 3.9 | 28.8 | 25.8 | 208.6 | 0.5 | |
| Funchal, Portugal | 15.4 | 7.4 | 7.4 | 13.6 | 13.4 | 125.0 | 0.8 | |
| Bratislava, Slovakia | 15.4 | 3.0 | 3.4 | 33.0 | 29.7 | 115.2 | 0.9 | |
| Sarajevo, Bosnia And Herzegovina | 15.1 | 2.7 | 3.0 | 36.9 | 33.6 | 105.5 | 0.9 | |
| Athens, Greece | 15.0 | 4.2 | 3.8 | 24.0 | 26.0 | 115.9 | 0.9 | |
| Munich, Germany | 15.0 | 2.8 | 3.2 | 35.7 | 31.3 | 108.1 | 0.9 | |
| Ufa, Russia | 14.9 | 3.2 | 3.2 | 31.2 | 31.6 | 240.9 | 0.4 | |
| Naples, Italy | 14.6 | 4.2 | 4.8 | 24.0 | 20.8 | 113.5 | 0.9 | |
| Banja Luka, Bosnia And Herzegovina | 14.6 | 2.8 | 2.9 | 35.2 | 34.8 | 112.7 | 0.9 | |
| Rome, Italy | 14.5 | 3.7 | 4.7 | 26.9 | 21.2 | 110.0 | 0.9 | |
| Vilnius, Lithuania | 14.1 | 3.1 | 3.6 | 32.2 | 27.8 | 107.3 | 0.9 | |
| Brno, Czech Republic | 14.1 | 3.3 | 3.3 | 30.5 | 30.0 | 119.0 | 0.8 | |
| Zurich, Switzerland | 14.1 | 2.1 | 2.4 | 47.1 | 41.1 | 89.0 | 1.1 | |
| Ljubljana, Slovenia | 14.0 | 3.9 | 3.9 | 25.5 | 25.6 | 102.4 | 1.0 | |
| Vienna, Austria | 14.0 | 2.6 | 2.9 | 38.4 | 34.2 | 98.5 | 1.0 | |
| Skopje, North Macedonia | 13.9 | 3.3 | 3.4 | 30.0 | 29.1 | 108.0 | 0.9 | |
| Yekaterinburg, Russia | 13.8 | 4.8 | 5.0 | 20.8 | 19.9 | 197.7 | 0.5 | |
| Budapest, Hungary | 13.8 | 3.6 | 4.0 | 28.1 | 25.1 | 130.0 | 0.8 | |
| Nis, Serbia | 13.7 | 3.3 | 3.2 | 30.4 | 31.5 | 131.1 | 0.8 | |
| Florence, Italy | 13.5 | 4.1 | 4.2 | 24.3 | 23.9 | 97.6 | 1.0 | |
| Odessa (Odesa), Ukraine | 13.3 | 4.3 | 4.1 | 23.2 | 24.3 | 304.3 | 0.3 | |
| Thessaloniki, Greece | 13.3 | 3.5 | 3.9 | 28.4 | 25.4 | 101.8 | 1.0 | |
| Warsaw, Poland | 13.0 | 4.2 | 4.6 | 23.9 | 21.9 | 124.6 | 0.8 | |
| Tuzla, Bosnia And Herzegovina | 13.0 | 2.1 | 2.2 | 46.8 | 46.2 | 99.1 | 1.0 | |
| Novosibirsk, Russia | 13.0 | 4.3 | 4.7 | 23.1 | 21.2 | 175.5 | 0.6 | |
| Cluj-Napoca, Romania | 12.5 | 3.6 | 3.7 | 27.6 | 26.8 | 111.7 | 0.9 | |
| Gdansk, Poland | 12.5 | 3.4 | 4.1 | 29.5 | 24.1 | 115.7 | 0.9 | |
| Brasov, Romania | 12.4 | 4.3 | 4.2 | 23.4 | 23.9 | 121.5 | 0.8 | |
| Dnipro, Ukraine | 12.3 | 9.6 | 7.2 | 10.4 | 13.8 | 204.3 | 0.5 | |
| Porto, Portugal | 12.3 | 6.4 | 6.9 | 15.6 | 14.4 | 87.7 | 1.1 | |
| Wroclaw, Poland | 12.3 | 4.1 | 4.6 | 24.6 | 21.9 | 115.7 | 0.9 | |
| Oradea, Romania | 12.1 | 3.8 | 3.6 | 26.4 | 27.8 | 116.0 | 0.9 | |
| Barcelona, Spain | 12.1 | 4.9 | 5.2 | 20.5 | 19.2 | 83.8 | 1.2 | |
| Salzburg, Austria | 12.1 | 3.3 | 3.5 | 30.5 | 28.9 | 84.3 | 1.2 | |
| Chisinau, Moldova | 12.0 | 6.9 | 6.9 | 14.6 | 14.5 | 148.5 | 0.7 | |
| Palma de Mallorca, Spain | 12.0 | 4.6 | 6.4 | 21.5 | 15.7 | 83.2 | 1.2 | |
| Constanta, Romania | 11.9 | 5.3 | 5.7 | 18.7 | 17.5 | 109.5 | 0.9 | |
| Debrecen, Hungary | 11.8 | 3.9 | 4.0 | 25.5 | 25.0 | 119.9 | 0.8 | |
| Podgorica, Montenegro | 11.7 | 5.4 | 5.2 | 18.6 | 19.2 | 101.2 | 1.0 | |
| Geneva, Switzerland | 11.7 | 2.6 | 2.7 | 38.2 | 36.4 | 74.2 | 1.3 | |
| Lausanne, Switzerland | 11.7 | 2.1 | 2.5 | 46.6 | 39.8 | 74.2 | 1.3 | |
| Krakow (Cracow), Poland | 11.6 | 3.6 | 3.9 | 27.6 | 25.6 | 113.3 | 0.9 | |
| Trondheim, Norway | 11.6 | 3.0 | 3.3 | 33.8 | 30.8 | 85.9 | 1.2 | |
| Tallinn, Estonia | 11.5 | 3.4 | 3.7 | 29.3 | 26.9 | 95.2 | 1.1 | |
| Bolzano-Bozen, Italy | 11.5 | 3.3 | 3.8 | 30.2 | 26.6 | 89.8 | 1.1 | |
| Minsk, Belarus | 11.5 | 5.3 | 5.3 | 18.8 | 19.0 | 175.0 | 0.6 | |
| Berlin, Germany | 11.4 | 3.5 | 3.5 | 28.8 | 28.4 | 82.6 | 1.2 | |
| Plzen, Czech Republic | 11.3 | 2.6 | 3.2 | 37.9 | 31.5 | 95.1 | 1.1 | |
| Dusseldorf, Germany | 11.2 | 3.0 | 3.1 | 33.1 | 32.6 | 81.6 | 1.2 | |
| Stockholm, Sweden | 11.1 | 3.2 | 3.7 | 31.7 | 27.0 | 83.4 | 1.2 | |
| Zagreb, Croatia | 11.1 | 3.8 | 4.0 | 26.6 | 24.8 | 80.7 | 1.2 | |
| Madrid, Spain | 11.0 | 4.7 | 5.5 | 21.2 | 18.2 | 77.5 | 1.3 | |
| Rijeka, Croatia | 10.8 | 4.1 | 3.9 | 24.6 | 25.9 | 82.8 | 1.2 | |
| Helsinki, Finland | 10.8 | 2.9 | 3.7 | 34.1 | 27.2 | 77.3 | 1.3 | |
| Gyor, Hungary | 10.6 | 3.0 | 3.4 | 33.8 | 29.1 | 108.0 | 0.9 | |
| Chelyabinsk, Russia | 10.6 | 5.2 | 6.0 | 19.1 | 16.6 | 149.6 | 0.7 | |
| Haarlem, Netherlands | 10.6 | 4.6 | 4.7 | 21.7 | 21.4 | 79.5 | 1.3 | |
| Graz, Austria | 10.5 | 2.7 | 3.3 | 37.6 | 30.0 | 74.8 | 1.3 | |
| Marseille, France | 10.4 | 3.2 | 4.5 | 31.4 | 22.3 | 74.1 | 1.3 | |
| Hamburg, Germany | 10.3 | 3.1 | 3.3 | 32.2 | 30.2 | 74.9 | 1.3 | |
| Kaunas, Lithuania | 10.3 | 3.8 | 4.3 | 26.4 | 23.2 | 76.9 | 1.3 | |
| Nice, France | 10.3 | 3.4 | 5.1 | 29.5 | 19.7 | 73.3 | 1.4 | |
| Espoo, Finland | 10.3 | 3.0 | 3.8 | 33.3 | 26.6 | 73.9 | 1.4 | |
| Rostov-on-Don (Rostov-na-donu), Russia | 10.3 | 5.6 | 4.5 | 17.8 | 22.2 | 164.1 | 0.6 | |
| Amsterdam, Netherlands | 10.3 | 4.5 | 4.9 | 22.2 | 20.4 | 75.9 | 1.3 | |
| Iasi, Romania | 10.2 | 4.1 | 4.4 | 24.5 | 22.7 | 98.1 | 1.0 | |
| Oslo, Norway | 10.2 | 3.4 | 3.7 | 29.3 | 27.4 | 80.2 | 1.2 | |
| Villach, Austria | 10.2 | 4.1 | 3.8 | 24.5 | 26.2 | 71.4 | 1.4 | |
| Varna, Bulgaria | 9.9 | 4.7 | 5.5 | 21.3 | 18.3 | 77.6 | 1.3 | |
| Bologna, Italy | 9.9 | 4.9 | 5.2 | 20.5 | 19.2 | 73.8 | 1.4 | |
| Bristol, United Kingdom | 9.9 | 5.2 | 4.3 | 19.1 | 23.2 | 83.2 | 1.2 | |
| Tartu, Estonia | 9.8 | 3.7 | 3.4 | 27.0 | 29.3 | 73.8 | 1.4 | |
| Burgas, Bulgaria | 9.8 | 4.4 | 4.8 | 22.8 | 20.8 | 77.3 | 1.3 | |
| Cologne, Germany | 9.6 | 4.0 | 3.2 | 25.1 | 31.7 | 69.5 | 1.4 | |
| Klaipeda, Lithuania | 9.5 | 3.8 | 3.6 | 26.0 | 27.5 | 68.9 | 1.5 | |
| Dublin, Ireland | 9.5 | 6.1 | 6.5 | 16.4 | 15.4 | 71.2 | 1.4 | |
| Bucharest, Romania | 9.5 | 4.4 | 4.9 | 22.6 | 20.4 | 89.4 | 1.1 | |
| Osijek, Croatia | 9.4 | 4.4 | 4.0 | 22.8 | 24.7 | 70.3 | 1.4 | |
| Cambridge, United Kingdom | 9.4 | 4.6 | 4.6 | 21.8 | 21.7 | 77.8 | 1.3 | |
| Poznan, Poland | 9.4 | 4.6 | 5.1 | 21.7 | 19.5 | 87.3 | 1.1 | |
| Sibiu, Romania | 9.2 | 4.1 | 4.2 | 24.2 | 23.8 | 84.3 | 1.2 | |
| Patras, Greece | 9.2 | 4.6 | 4.7 | 21.9 | 21.3 | 68.2 | 1.5 | |
| Sofia, Bulgaria | 9.1 | 4.1 | 4.5 | 24.3 | 22.2 | 61.7 | 1.6 | |
| Bilbao, Spain | 9.1 | 5.1 | 5.1 | 19.7 | 19.8 | 62.6 | 1.6 | |
| Lyon, France | 9.1 | 3.3 | 3.3 | 30.7 | 30.5 | 64.6 | 1.5 | |
| Timisoara, Romania | 8.9 | 3.7 | 4.4 | 27.2 | 23.0 | 81.6 | 1.2 | |
| Stuttgart, Germany | 8.8 | 3.7 | 4.0 | 26.8 | 24.8 | 64.1 | 1.6 | |
| Frankfurt, Germany | 8.7 | 3.6 | 4.3 | 27.6 | 23.4 | 63.3 | 1.6 | |
| Plovdiv, Bulgaria | 8.6 | 4.3 | 4.9 | 23.1 | 20.3 | 66.6 | 1.5 | |
| Luxembourg, Luxembourg | 8.6 | 3.7 | 4.2 | 27.0 | 24.1 | 59.7 | 1.7 | |
| Riga, Latvia | 8.6 | 4.2 | 4.5 | 23.8 | 22.1 | 65.6 | 1.5 | |
| Copenhagen, Denmark | 8.5 | 4.6 | 5.0 | 21.6 | 19.9 | 62.9 | 1.6 | |
| Murcia, Spain | 8.5 | 5.1 | 5.5 | 19.6 | 18.2 | 59.9 | 1.7 | |
| Linz, Austria | 8.5 | 3.2 | 3.6 | 31.3 | 27.7 | 59.7 | 1.7 | |
| Katowice, Poland | 8.2 | 4.8 | 4.8 | 21.0 | 20.8 | 77.0 | 1.3 | |
| Rimini, Italy | 8.1 | 4.3 | 4.7 | 23.0 | 21.2 | 57.8 | 1.7 | |
| Lodz, Poland | 8.0 | 5.0 | 4.9 | 19.8 | 20.5 | 72.3 | 1.4 | |
| Turin, Italy | 8.0 | 4.1 | 5.7 | 24.4 | 17.5 | 59.7 | 1.7 | |
| Edinburgh, United Kingdom | 7.9 | 5.1 | 5.5 | 19.7 | 18.2 | 67.4 | 1.5 | |
| Lille, France | 7.9 | 4.3 | 4.6 | 23.4 | 21.8 | 56.2 | 1.8 | |
| Tromso, Norway | 7.9 | 4.4 | 5.0 | 22.6 | 20.1 | 59.7 | 1.7 | |
| Antwerp, Belgium | 7.7 | 4.6 | 4.8 | 21.9 | 20.7 | 53.1 | 1.9 | |
| Reykjavik, Iceland | 7.7 | 6.2 | 6.7 | 16.0 | 14.9 | 81.3 | 1.2 | |
| Gothenburg, Sweden | 7.6 | 3.7 | 4.0 | 27.1 | 24.9 | 57.5 | 1.7 | |
| Tampere, Finland | 7.6 | 3.4 | 3.8 | 29.1 | 26.4 | 54.5 | 1.8 | |
| Bergen, Norway | 7.5 | 4.2 | 5.1 | 24.0 | 19.6 | 57.5 | 1.7 | |
| Ostrava, Czech Republic | 7.5 | 4.9 | 5.1 | 20.3 | 19.6 | 63.2 | 1.6 | |
| Brussels, Belgium | 7.4 | 5.9 | 5.1 | 17.0 | 19.7 | 52.1 | 1.9 | |
| Maribor, Slovenia | 7.4 | 3.8 | 3.9 | 26.3 | 25.9 | 52.8 | 1.9 | |
| Utrecht, Netherlands | 7.3 | 5.4 | 5.8 | 18.6 | 17.1 | 55.3 | 1.8 | |
| Dresden, Germany | 7.3 | 3.6 | 3.1 | 27.5 | 32.0 | 52.8 | 1.9 | |
| Seville (Sevilla), Spain | 7.2 | 5.5 | 6.3 | 18.3 | 16.0 | 49.8 | 2.0 | |
| Genoa, Italy | 7.2 | 4.8 | 7.2 | 20.9 | 13.9 | 55.0 | 1.8 | |
| Toulouse, France | 7.1 | 3.8 | 4.0 | 26.4 | 25.0 | 50.1 | 2.0 | |
| Manchester, United Kingdom | 7.1 | 5.8 | 6.1 | 17.1 | 16.3 | 60.8 | 1.6 | |
| Valencia, Spain | 7.0 | 7.3 | 8.2 | 13.7 | 12.2 | 49.4 | 2.0 | |
| Rotterdam, Netherlands | 6.8 | 6.0 | 6.7 | 16.6 | 15.0 | 50.2 | 2.0 | |
| Reading, United Kingdom | 6.8 | 6.2 | 5.4 | 16.1 | 18.5 | 57.2 | 1.7 | |
| Brescia, Italy | 6.6 | 5.0 | 5.9 | 19.9 | 17.0 | 50.7 | 2.0 | |
| Cork, Ireland | 6.4 | 7.9 | 7.3 | 12.6 | 13.7 | 48.2 | 2.1 | |
| Mannheim, Germany | 6.3 | 3.1 | 3.2 | 32.2 | 31.0 | 43.9 | 2.3 | |
| Eindhoven, Netherlands | 6.2 | 5.5 | 6.1 | 18.1 | 16.5 | 46.3 | 2.2 | |
| The Hague (Den Haag), Netherlands | 5.8 | 6.2 | 6.8 | 16.1 | 14.6 | 42.1 | 2.4 | |
| Essen, Germany | 5.7 | 4.0 | 3.5 | 24.8 | 28.5 | 41.0 | 2.4 | |
| Turku, Finland | 5.6 | 3.9 | 5.6 | 25.7 | 17.7 | 40.3 | 2.5 | |
| Stavanger, Norway | 5.4 | 5.2 | 6.0 | 19.3 | 16.6 | 40.4 | 2.5 | |
| Glasgow, United Kingdom | 5.0 | 7.8 | 6.4 | 12.8 | 15.6 | 41.3 | 2.4 | |
| Groningen, Netherlands | 5.0 | 6.1 | 5.2 | 16.4 | 19.1 | 35.3 | 2.8 | |
| Liverpool, United Kingdom | 4.9 | 7.6 | 6.1 | 13.2 | 16.5 | 41.4 | 2.4 | |
| Aberdeen, United Kingdom | 3.6 | 6.3 | 6.2 | 15.8 | 16.2 | 31.6 | 3.2 |